> ## Documentation Index > Fetch the complete documentation index at: https://tetrafi.mintlify.site/llms.txt > Use this file to discover all available pages before exploring further. # Lending, Receivables, Trade Finance... > Netting is a primitive, not a venue - point it at whatever book you already settle, and settle less of it. The clearing engine is **domain-blind**: it clears who owes whom and by when, so a new kind of obligation enters through an intake lane with no engine changes. Netting is not a venue you bring flow to, and it is not waiting on TetraFi to reach critical mass: it is **adoptable by operators who run none of TetraFi's other rails** - our own are simply the first book pointed at it. And it is privacy-preserving by construction: positions are readable only inside a [sealed engine](/netting/privacy-and-control) and you see only your own slice, so a book plugs in without leaking its flow, its counterparties, or its edge to anyone - TetraFi included. **Coming soon.** [Multilateral Netting](/netting) is in design. The lanes below describe the shape the primitive is built for; third-party policy domains arrive as the network opens, and parameters publish at launch. ## What Your Book Gets Whatever the book - loans, receivables, a payment schedule - the outcome is the same three things: * **Less to settle.** Obligations between the same participants collapse by **atomic multilateral set-off** to one net residual per party; a day's gross flow stops paying gross tolls, and every book that joins the graph compresses yours further * **Capital efficiency: less capital clears more debt.** Only the residual needs funding, so the same capital clears a far larger gross book - widest of all in a high-volatility event, when gross settlement demands the most liquidity just as it is scarcest. Until then, hold, don't move: no pre-funding, no margin, no inventory bridged to cover a debt * **The residual, handled.** Whatever doesn't net takes a priced backstop from the [Shared Collateral Network](/collateral), with an early exit any time before the deadline - so the worst case is what you pay today, and the remainder stops being your problem ## Adopt It On What You Already Run You configure your participation, not the engine. There is one clearing network - the way there is one Ethereum - and what you own is your slice of it: * **Your own policy domain** - your counterparty sets, deadline-tier menu, backstop configuration, funding mode, perimeter policy, and visibility slice * **Your own backend, or ours** - the clearing service is packaged to run on your institution's own infrastructure, or alongside a backend you already operate * **Your existing settlement, untouched** - set-off sits on top of the rails you run today; what changes is how much has to move at the end of a run, not who moves it ## Who This Is For A loan book is a netting set: obligations between the same participants clear on one graph and only the residual moves - and a tokenized asset that can be [redeemed T+0](/collateral/instant-redemption) is one you can list as collateral. Chains of dated obligations - 30, 60, 90 days out - mostly cancel. Set-off clears the circle by settlement date instead of wiring every leg in it, and the working capital parked against invoices that would have cancelled comes back. Recurring obligations between the same parties settle gross today; on one graph a day's flow nets to one wire instead of a schedule of them. Delivery-versus-payment at scale: offsetting legs cancel outright, so only the net position is ever delivered - and never one leg without the other. Imbalance settlements and circular debt are loops by nature - and a loop is exactly what **atomic multilateral set-off** cancels, with zero money moved. Which lanes ship with the primitive, which are designed, and which are further out. ## Adopt What You Need | Adopt | What changes | What you keep | | ---------------------------------------------------------- | -------------------------------------------------------------------------------------- | -------------------------------------------------------- | | **[Multilateral Netting](/netting)** (coming soon) | your own book clears by **atomic multilateral set-off**; only the net residual settles | your settlement rails, your counterparties, your backend | | **[Shared Collateral Network](/collateral)** (coming soon) | the residual gets a backstop, and an early exit any time before the deadline | your capital - nothing locked, nothing pre-funded | | **Firm liquidity** (live) | TetraFi's rails become one more obligation source feeding your graph | everything above, unchanged | ## Get Started Have a book that settles gross today? [Start the conversation](/support) - tell us who owes whom, and how often.